max35, A string of characters, to be forwarded with the refund payment (Auftraggeberreferenz) The unique and unambiguous identification of the account for the account owner and the account servicer. This must be an IBAN (International Bank Account Number). Associated with the Class PaymentInstructionDetails, a monetary amount as specified by the beneficiary 000 - Keine Fehler Datentraeger übernommen 004 - Authorisierungsdaten fehlerhaft 007 - Fehler im XML Stream 009 - Interner Fehler 010 - IBAN ungültig 020 - TransaktionsId nicht vorhanden 022 - Refundierungsbetrag zu hoch Authentication Datacontainer UserID provided by bank to beneficiary the fingerprint calculated from concatenation of pin and request data string restricted to hex-characters creation time of the intitiation message